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Consultation responses for 2015

Duty to Report on Payment Practises and Policies
Opened 27 November 2014, Closed 2 February 2015

The Small Business, Enterprise and Employment Bill currently before Parliament includes a measure to introduce a prompt payment reporting requirement through secondary legislation.

The Government launched a consultation paper setting out its initial views on what should be in the secondary legislation on the duty for firms to publish information about their payment practices and performance.

To read our response click here, and here, to read the consultation click here.
Nullification of Ban on Invoice Assignment Clauses
Opened December 2014, Closed 11 February 2015

Government wants to remove obstacles to obtaining invoice finance and, as one of the measures included in the Small Business, Enterprise & Employment Bill, BIS is proposing to introduce a regulation which would nullify any bans on invoice assignments that are put into contracts.

To read our response click here, and here, to read the consultation click here. To read the Government response to the consultation findings click here.

Reforms to Court Fees
Closed 26 February 2015

The Ministry of Justice has sought views on proposals for further reforms to court fees.

To read our response click here, to read the consultation click here.

Insolvency Clauses 131 & 132 – Small Debts
Opened 4 February 2015, Closed 26 February 2015

The Insolvency Service has sought views on Clauses 131 and 132 – Small Business, Enterprise and Employment Bill – small debts.

To read our response click here, and here, to read the consultation click here.
The Lending Standards Board has launched an independent review of the Lending Code to seek and consider views on what changes might be appropriate to ensure the Code remains fit for purpose and continues to add value for subscribing firms and their customers.  To read our response click here.
Challenging ‘Grossly Unfair’ Payment Terms
Opened February 2015, Closed 9 March 2015

The Department for Business, Innovation & Skills has launched a discussion paper: Late payment: challenging ‘grossly unfair terms and practices seeking views on giving bodies power to challenge grossly unfair contractual terms and practices, and on defining ‘grossly unfair’.

 To read our response click here and here , to read the consultation click here. To view a Summary of Responses published by BIS, click here.
The Insolvency Service: European Commission recommendation on a new approach to business failure and insolvency
Opened February 2015, Closed 17 March 2015

The Insolvency Service has published a call for evidence inviting views on the European Commission’s Recommendation on a new approach for business failure and insolvency.

In March 2014 the European Commission issued a Recommendation which aimed: “to encourage Member States to put in place a framework that enables the efficient restructuring of viable enterprises in financial difficulty” and to “give honest entrepreneurs a second chance”. It sets out minimum standards for how it suggests this could be achieved.

 To read our response click here, to read the consultation click here.
Proposed changes to FCA rules and guidance
Opened February 2015, Closed 6 May 2015

The FCA launched a consultation setting out proposals for amendments to the consumer credit regime, and invited views on them. The key proposals relate to guarantor lending, high-cost short-term credit, financial promotions, and arrears, default and collection.

To read our response click here, to read the consultation click here.
OFQUAL: After the QCF – A new qualifications framework
Opened March 2015, Closed 17 June 2015

Following on from its consultations ‘Lifting the Accreditation Requirement’ and ‘Guided Learning Hours’, Ofqual  consulted on proposals for new Conditions and guidance. These will introduce requirements about the way the level of a qualification is described once the Qualifications Credit Framework rules are withdrawn. They also propose to introduce a requirement that all qualifications have a measure of size and give guidance on qualification titles.

Additionally, the consultation proposed new Conditions and guidance that will apply if awarding organisations choose to assign credit to their qualifications, or components of qualifications, and/or recognise learners’ prior learning.

To read our response click here, to read the consultation click here.

To read the Ofqual analysis of responses click here. To read the Ofqual response to the consultation click here.

 Preventing the misuse of the term ‘Apprenticeships’ in relation to unauthorised training
Opened July 2015, Closed 19 August 2015

The Department for Business, Innovation and Skills sought views on the Government’s proposal to protect against misuse of the term ‘apprenticeship’ and ‘apprentice’ by unauthorised training providers.

To read our response click here, to read the consultation click here.
Small Business Commissioner
Opened 26 July 2015, Closed 21 August 2015

The Department for Business, Innovation and Skills sought views on proposals to establish a Small Business Commissioner to help small business resolve supply chain disputes with other larger businesses.

To read our response click here, to read the consultation click here. To read the Government response click here.
Joint Insolvency Committee: SIP 9 Revisions
Opened 27 July 2015, Closed 4 September 2015

The Joint Insolvency Committee sought views on a revised version of SIP 9. Legislative changes necessitated a revision of SIP 9, which does not currently cater for the provision of the estimates that will be required by statute as of October.

To read our response click here, to read the draft SIP click here, to view the explanatory note click here.
Ministry of Justice response to Consultation on Enhanced Fees
Opened 22 July 2015, Closed 15 September 2015

The Ministry of Justice released a response to it’s consultation on enhanced fees for divorce proceedings, possession claims, and general applications in civil proceedings and consulted on further fees proposals.

To read our response click here, to read the consultation click here.
Improving Council Tax Collection
Opened 8 October 2015, Closed 18 November 2015

The government issued a consultation seeking views on proposals to facilitate improvements in the collection and enforcement process in business rates and council tax.

To read our response click here, to read the consultation click here.
Late Payment: Challenging ‘Grossly Unfair’ Terms
Opened October 2015, Closed 27 November 2015

BIS launched a consultation on proposed changes to late payment regulations that will provide business representative bodies with additional powers to challenge “grossly unfair” payment contractual terms and practices”.

To read our response click here, to read the consultation click here.
Scottish Parliament: Delegated Powers & Law Reforms
Opened 12 November 2015, Closed 8 December 2015

The Scottish Parliament’s Delegated Powers and Law Reform Committee launched a call for written evidence as part of its Stage 1 consideration of the Bankruptcy (Scotland) Bill.

 

To read our response click here, to read the consultation click here.
HM Treasury: Public Financial Guidance
Opened 15 October 2015, Closed 22 December 2015

HM Treasury launched consultation seeking views on public financial guidance. The sections most relevant to CICM members were Debt (Ch 2 pp 11-17 Questions 2-4), Money and Financial Capability (Ch 4 pp21-25, Questions 8-11), and the more generic sections about what should be provided by government (Ch 5 pp 27-29 Questions 12-14), and how it should be provided (Ch 6 pp 31-32 Questions 15-17).

To read our response click here, to read the consultation click here.
Further consultation on Pre-Action Protocol for Debt Claims
Opened 2 November 2015, Closed 11 January 2016

The Ministry of Justice issued a further consultation on a redrafted Pre-Action Protocol for Debt Claims.

The explanatory letter can be found here, and the consultation here. To view the Institute’s response click here.