Northern Credit Day 2026 is positioned as a flagship regional CICM event at a moment when the credit profession is being asked to do more than collect cash.
Credit leaders are now expected to interpret risk earlier, challenge payment behaviour more confidently, understand the quality of corporate data, support fairer trading relationships and help their organisations navigate technology-led change across order-to-cash.
The programme brings together national voices, public data expertise, professional insight and practitioner debate. It connects the external forces shaping business confidence with the practical realities facing credit teams every day: late payment, customer risk, onboarding, fraud prevention, judgments data, automation, ERP transformation, professional standards and future skills.
The day will give delegates practical insight, credible debate and high-value networking. It is a regional event with national relevance, designed for credit professionals who want to understand what is changing, why it matters and how they can respond with greater confidence, credibility and professional impact.
|
Time |
Session |
Focus |
|
09:00 - 09:30 |
Registration and networking |
Arrival, refreshments and informal networking. |
|
09:30 - 09:40 |
Welcome and opening remarks |
Opening context for the day and the themes connecting payment culture, data, technology and professional capability. |
|
09:40 - 10:10 |
Keynote: Terry Corby, CEO, Good Business Pays |
The UK’s late payment culture, supplier fairness, SME cashflow resilience and the wider economic consequences of poor payment behaviour. |
|
10:10 - 11:10 |
Panel: Technology, ERP Transformation and AI in Order-to-Cash |
Chaired by Professor Nick Wilson. A practical discussion on AI, automation, ERP transformation, predictive analytics, governance and the operational reality of change within credit and finance teams. |
|
11:10 - 11:30 |
Refreshments and comfort break |
Networking and refreshments. |
|
11:30 - 12:00 |
Keynote: Lisa Davis, Registrar of Companies for Scotland, Companies House |
Companies House reform, Director Identity Verification, corporate transparency and the implications for customer onboarding, fraud prevention, data quality and credit risk. |
|
12:00 - 12:30 |
Chris Dick, CEO, Registry Trust |
Judgments data, public record insight, payment behaviour and the importance of trusted information in commercial credit decision-making. |
|
12:30 - 13:30 |
Lunch and networking |
Lunch and structured networking across the Northern branches. |
|
13:30 - 14:30 |
Panel: Qualified Credit Professional Journeys |
Chaired by Iain Young, Head of Accreditation, CICM. A career-focused discussion on professional qualification, best practice, accreditation, graduate progression, leadership and future skills. |
|
14:30 - 14:50 |
Refreshments and comfort break |
Afternoon refreshments. |
|
14:50 - 15:30 |
All-speaker Q&A and closing discussion |
A moderated conversation drawing together the themes of payment behaviour, data integrity, automation, professional capability and future leadership. |
|
15:30 - 15:45 |
Closing remarks |
Summary reflections and closing comments. |
|
15:45 - 16:00 |
Networking and close |
Final networking and departure. |
|
Speaker |
Organisation / role |
Session role |
Contribution |
|
Terry Corby |
CEO, Good Business Pays |
Keynote speaker |
Terry will examine the UK’s late payment culture, supplier fairness and SME cashflow resilience, placing payment performance in its wider economic and ethical context. His keynote will challenge delegates to think beyond process and collection activity to the commercial behaviours that determine whether businesses are paid fairly and on time. |
|
Lisa Davis |
Registrar of Companies for Scotland, Companies House |
Key speaker |
Lisa will explore the Companies House transformation programme, Director Identity Verification and the corporate transparency agenda, with direct relevance to onboarding, fraud prevention, credit risk and data integrity. |
|
Chris Dick |
CEO, Registry Trust |
Key speaker |
Chris will bring a data-led perspective on judgments, public record information, payment behaviour and the value of trusted insight in commercial credit decision-making. |
|
Professor Nick Wilson |
Professor and credit risk expert |
Technology panel chair |
Professor Wilson will chair the technology, ERP transformation and AI panel, moving the debate beyond automation as a concept and into the practical questions of governance, adoption, data quality and measurable operational value. |
|
Iain Young |
Head of Accreditation, CICM |
Qualified Credit Professional Journeys panel chair |
Iain will chair a discussion on accreditation, graduate progression, career development, leadership and the future skills required for credit professionals to remain influential in a digital, data-led and commercially demanding environment. |
A sharper understanding of the UK late payment landscape and the commercial behaviours driving payment performance.
Greater awareness of Companies House reform, Director Identity Verification and the relevance of corporate transparency to onboarding, fraud prevention and credit risk.
A practical view of how judgments data and public record insight can support credit decision-making, collections strategy and customer management.
A grounded discussion on AI, automation and ERP transformation in order-to-cash, including governance, adoption and measurable value.
Clearer insight into CICM accreditation, graduate progression and the professional skills needed in a more digital and data-led economy.
The event is designed for CICM members, students, credit managers, heads of credit, finance leaders, order-to-cash professionals, risk specialists, collections leaders, shared service leaders and anyone involved in customer onboarding, payment performance, disputes, credit risk and professional development.
Northern Credit Day 2026 is a jointly supported regional branch event across Yorkshire Ridings, North West and North Wales & Merseyside. It is intended to provide a high-quality regional platform for professional learning, debate and networking, with a programme strong enough to attract delegates from across the wider CICM community.
Event coordinator: Luke Sculthorp FCICM, Chair, CICM Yorkshire Ridings Branch.






Founder and CEO, Good Business Pays
Terry Corby is the Founder and CEO of Good Business Pays, the national movement and campaign set up to bring an end to the scourge of late and slow payments to the UK’s five-million small businesses. He single-handedly built the campaign since 2020, gaining the support of all the major business organisations including the Federation of Small Businesses, CBI, Institute of Directors, British Chambers of Commerce and Make UK. He built the campaign with the financial support of large financial institutions including Mastercard, Natwest Group, Barclays and Intuit.
Terry has spent a career in growing businesses large and small. He spent 20 years in strategy and change management consulting leading major transformation and commercial growth programmes as a Partner at Andersen Consulting, Accenture, KPMG and The Foundation. He held senior commercial leadership roles in the private sector at Sainsbury’s, American Express, Crowdfunder and Medacs Global Healthcare. In the NFP sector, Terry has held commercial leadership roles at Creative England, the Creative Industries Federation and the Eden Project. He has grown three successful start-ups in the tech-healthcare sector: Ryalto, Roborecruiter and Medefer.

Registrar of Companies for Scotland
Lisa Davis was appointed as Registrar of Companies for Scotland in July 2017, holding a statutory role as registrar, hearing appeals, ensuring effective compliance and the efficient collection of fees and civil penalties. Currently she is leading on the implementation of Limited Partnership Reform and the Economic Crime and Corporate Transparency Act. Before joining Companies House Lisa held a number of senior positions in the Justice sector, with over ten years at both the Scottish Courts and Tribunal Service and West Yorkshire Police.
Chief Executive Officer, Registry Trust
Chris has gained extensive experience in leadership positions over the past 25 years, primarily in financial services. Chris spent over 20 years at Barclays in a range of roles across Business and Corporate Banking. In his final role at Barclays Chris was responsible for all servicing and support for its Business Banking customers, with a global team across the UK, India, and the Philippines.
Chris then spent two years at qualifications body AQA, supporting delivery of a transformational digitisation project. Chris joined Registry Trust in 2021 as its Director of Operations before formally stepping into the role of Chief Executive in December 2024.
Registry Trust is the non-profit organisation which operates the official statutory Register of Judgments, Orders, and Fines. Registry Trust’s live data on monetary judgments (including county court judgments) is used in millions of lending and business decisions in the UK & Ireland every year.

Professor, Leeds University Business School
Professor Nicholas Wilson is Professor of Credit Management & Finance at Leeds University Business School and Director of the Credit Management Research Centre.
An internationally recognised authority on credit management, SME finance and business finance policy, he has published more than 100 peer-reviewed papers, achieving over 10,000 citations and a Google Scholar h-index of 46.
Professor Wilson founded the university spin-out CreditScorer Ltd, a pioneer in credit-risk modelling and machine learning applications in finance, which was subsequently acquired by Bisnode AB, now part of Dun & Bradstreet.
His research has informed government policy and industry practice across the UK and Europe, and he serves as an Honorary Fellow of the Chartered Institute of Credit Management and advisor to the Department for Business & Trade on business finance policy and forecasting.

Head of Accreditation, Chartered Institute of Credit Management
Now FCICM qualified, my early career within the financial services sector progressed to performing senior roles with responsibility for credit management for several leading U.K. law firms. I have developed extensive skills and experience in credit and revenue control, legal/regulatory compliance, process design, and improvement, people and project management, credit risk analysis, and legal recoveries. I've consolidated this practical knowledge with academic learning through the Chartered Institute of Credit Management, achieving MCICM Graduate status in 2017.Please accept {{cookieConsents}} cookies to view this content