Northern Credit Day 2026: Credit at the Point of Change

Terry Corby

Founder and CEO, Good Business Pays

Terry Corby is the Founder and CEO of Good Business Pays, the national movement and campaign set up to bring an end to the scourge of late and slow payments to the UK’s five-million small businesses. He single-handedly built the campaign since 2020, gaining the support of all the major business organisations including the Federation of Small Businesses, CBI, Institute of Directors, British Chambers of Commerce and Make UK. He built the campaign with the financial support of large financial institutions including Mastercard, Natwest Group, Barclays and Intuit.

Terry has spent a career in growing businesses large and small. He spent 20 years in strategy and change management consulting leading major transformation and commercial growth programmes as a Partner at Andersen Consulting, Accenture, KPMG and The Foundation. He held senior commercial leadership roles in the private sector at Sainsbury’s, American Express, Crowdfunder and Medacs Global Healthcare. In the NFP sector, Terry  has held commercial leadership roles at Creative England, the Creative Industries Federation and the Eden Project. He has grown three successful start-ups in the tech-healthcare sector: Ryalto, Roborecruiter and Medefer.

Lisa Davis

Registrar of Companies for Scotland

Lisa Davis was appointed as Registrar of Companies for Scotland in July 2017,  holding a statutory role as registrar, hearing appeals, ensuring effective compliance and the efficient collection of fees and civil penalties. Currently she is leading on the implementation of Limited Partnership Reform and the Economic Crime and Corporate Transparency Act. Before joining Companies House Lisa held a number of senior positions in the Justice sector, with over ten years at both the Scottish Courts and Tribunal Service and West Yorkshire Police. 

Chris Dick

Chief Executive Officer, Registry Trust

Chris has gained extensive experience in leadership positions over the past 25 years, primarily in financial services. Chris spent over 20 years at Barclays in a range of roles across Business and Corporate Banking. In his final role at Barclays Chris was responsible for all servicing and support for its Business Banking customers, with a global team across the UK, India, and the Philippines.

Chris then spent two years at qualifications body AQA, supporting delivery of a transformational digitisation project. Chris joined Registry Trust in 2021 as its Director of Operations before formally stepping into the role of Chief Executive in December 2024.

Registry Trust is the non-profit organisation which operates the official statutory Register of Judgments, Orders, and Fines. Registry Trust’s live data on monetary judgments (including county court judgments) is used in millions of lending and business decisions in the UK & Ireland every year.

Nick Wilson

Professor, Leeds University Business School

Professor Nicholas Wilson is Professor of Credit Management & Finance at Leeds University Business School and Director of the Credit Management Research Centre.

An internationally recognised authority on credit management, SME finance and business finance policy, he has published more than 100 peer-reviewed papers, achieving over 10,000 citations and a Google Scholar h-index of 46.

Professor Wilson founded the university spin-out CreditScorer Ltd, a pioneer in credit-risk modelling and machine learning applications in finance, which was subsequently acquired by Bisnode AB, now part of Dun & Bradstreet. 

His research has informed government policy and industry practice across the UK and Europe, and he serves as an Honorary Fellow of the Chartered Institute of Credit Management and advisor to the Department for Business & Trade on business finance policy and forecasting.