Northern Credit Day 2026: Credit at the Point of Change

Northern Credit Day 2026 is positioned as a flagship regional CICM event at a moment when the credit profession is being asked to do more than collect cash.

Credit leaders are now expected to interpret risk earlier, challenge payment behaviour more confidently, understand the quality of corporate data, support fairer trading relationships and help their organisations navigate technology-led change across order-to-cash.

The programme brings together national voices, public data expertise, professional insight and practitioner debate. It connects the external forces shaping business confidence with the practical realities facing credit teams every day: late payment, customer risk, onboarding, fraud prevention, judgments data, automation, ERP transformation, professional standards and future skills.

The day will give delegates practical insight, credible debate and high-value networking. It is a regional event with national relevance, designed for credit professionals who want to understand what is changing, why it matters and how they can respond with greater confidence, credibility and professional impact.

Agenda:

Time 

Session 

Focus 

09:00 - 09:30 

Registration and networking 

Arrival, refreshments and informal networking. 

09:30 - 09:40 

Welcome and opening remarks 

Opening context for the day and the themes connecting payment culture, data, technology and professional capability. 

09:40 - 10:10 

Keynote: Terry Corby, CEO, Good Business Pays 

The UK’s late payment culture, supplier fairness, SME cashflow resilience and the wider economic consequences of poor payment behaviour. 

10:10 - 11:10 

Panel: Technology, ERP Transformation and AI in Order-to-Cash 

Chaired by Professor Nick Wilson. A practical discussion on AI, automation, ERP transformation, predictive analytics, governance and the operational reality of change within credit and finance teams. 

11:10 - 11:30 

Refreshments and comfort break 

Networking and refreshments. 

11:30 - 12:00 

Keynote: Lisa Davis, Registrar of Companies for Scotland, Companies House 

Companies House reform, Director Identity Verification, corporate transparency and the implications for customer onboarding, fraud prevention, data quality and credit risk. 

12:00 - 12:30 

Chris Dick, CEO, Registry Trust 

Judgments data, public record insight, payment behaviour and the importance of trusted information in commercial credit decision-making. 

12:30 - 13:30 

Lunch and networking 

Lunch and structured networking across the Northern branches. 

13:30 - 14:30 

Panel: Qualified Credit Professional Journeys 

Chaired by Iain Young, Head of Accreditation, CICM. A career-focused discussion on professional qualification, best practice, accreditation, graduate progression, leadership and future skills. 

14:30 - 14:50 

Refreshments and comfort break 

Afternoon refreshments. 

14:50 - 15:30 

All-speaker Q&A and closing discussion 

A moderated conversation drawing together the themes of payment behaviour, data integrity, automation, professional capability and future leadership. 

15:30 - 15:45 

Closing remarks 

Summary reflections and closing comments. 

15:45 - 16:00 

Networking and close 

Final networking and departure. 

 

Speaker details

Speaker 

Organisation / role 

Session role 

Contribution 

Terry Corby 

CEO, Good Business Pays 

Keynote speaker 

Terry will examine the UK’s late payment culture, supplier fairness and SME cashflow resilience, placing payment performance in its wider economic and ethical context. His keynote will challenge delegates to think beyond process and collection activity to the commercial behaviours that determine whether businesses are paid fairly and on time. 

Lisa Davis 

Registrar of Companies for Scotland, Companies House 

Key speaker 

Lisa will explore the Companies House transformation programme, Director Identity Verification and the corporate transparency agenda, with direct relevance to onboarding, fraud prevention, credit risk and data integrity. 

Chris Dick 

CEO, Registry Trust 

Key speaker 

Chris will bring a data-led perspective on judgments, public record information, payment behaviour and the value of trusted insight in commercial credit decision-making. 

Professor Nick Wilson 

Professor and credit risk expert 

Technology panel chair 

Professor Wilson will chair the technology, ERP transformation and AI panel, moving the debate beyond automation as a concept and into the practical questions of governance, adoption, data quality and measurable operational value. 

Iain Young 

Head of Accreditation, CICM 

Qualified Credit Professional Journeys panel chair 

Iain will chair a discussion on accreditation, graduate progression, career development, leadership and the future skills required for credit professionals to remain influential in a digital, data-led and commercially demanding environment. 

 

Additional panellists and nominees 

Technology panel contributors include Dan Walker, confirmed, with Tom Clay tentative and Sue Tapson pending. Qualified Credit Professional Journey panellists are to include regional CICM-qualified representatives, with Sean Kelly MCICM Grad, EFC Credit Manager at Univar Solutions, approached for Yorkshire representation. Additional nominees from North West, North Wales & Merseyside and North East / Sheffield are to be confirmed. 

Delegate takeaways 

  • A sharper understanding of the UK late payment landscape and the commercial behaviours driving payment performance. 

  • Greater awareness of Companies House reform, Director Identity Verification and the relevance of corporate transparency to onboarding, fraud prevention and credit risk. 

  • A practical view of how judgments data and public record insight can support credit decision-making, collections strategy and customer management. 

  • A grounded discussion on AI, automation and ERP transformation in order-to-cash, including governance, adoption and measurable value. 

  • Clearer insight into CICM accreditation, graduate progression and the professional skills needed in a more digital and data-led economy. 

Audience 

The event is designed for CICM members, students, credit managers, heads of credit, finance leaders, order-to-cash professionals, risk specialists, collections leaders, shared service leaders and anyone involved in customer onboarding, payment performance, disputes, credit risk and professional development. 

Branch and event context 

Northern Credit Day 2026 is a jointly supported regional branch event across Yorkshire Ridings, North West and North Wales & Merseyside. It is intended to provide a high-quality regional platform for professional learning, debate and networking, with a programme strong enough to attract delegates from across the wider CICM community. 

Event coordinator: Luke Sculthorp FCICM, Chair, CICM Yorkshire Ridings Branch.