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Professional

Member (MCICM)

For the people who run credit and collections. Recognition for supervisory and senior roles, and a say in how CICM is run.

Apply now · £238 a year See how it compares

Or £19.83 a month by Direct Debit. You pay a £67 application fee when you apply, and the membership fee once you are approved. See the criteria

Sukh Jutley, MCIM(Grad)
Bunzl Greenham
Credit ControllerSukh Jutley MCICM (Grad)
MCICM at work

How MCICM took Sukh into senior roles

"Studying for the MCICM Qualification (Grad) has strengthened my professional knowledge and contributed to my progression into senior positions. It opens the door for networking opportunities and sharing industry best practice. The skills gained, I apply every day in my work to delivering effective credit management strategies from managing credit risk, improving cash flow, taking informed decisions to resolve complex debt issues."

Sukh Jutley MCICM (Grad), Credit Controller, Bunzl Greenham

Is this the right grade for me?

Yes, if you...

  • Work as a Credit Manager, Senior Credit Analyst, Collections Manager, Recoveries Manager, Insolvency Practitioner, Enforcement Manager, or similar
  • Supervise a team or work at a senior level
  • Have completed a CICM Level 5 Diploma (the MCICM(Grad) route)

Consider another grade if you...

Compare all grades
MCICM

What's included

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MCICM post-nominals

Show colleagues, clients and employers that you lead to a recognised professional standard.

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A vote at the AGM

Have your say in how the Institute is run.

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Knowledge Hub

CICM's learning platform, for your own development and your team's.

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Technical support service

Free advice on any technical credit question, plus member rewards and every other member resource.

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How MCICM compares

Every member benefit CICM offers, including post-nominals and a vote at the AGM. Fellowship recognises the step from running a function to shaping strategy.

Shaping strategy, not just delivering it?

If you lead credit strategy across your organisation and can show its impact, look at Fellowship (FCICM).

Apply for MCICM See Fellow (FCICM)
How to apply

What the assessors look for

For supervisory and senior roles such as Credit Manager, Collections Manager, Recoveries Manager and Insolvency Practitioner. Assessors check your evidence against the CICM Professional Standards, so use these points as a guide when you write your personal statement.

  • Managing or contributing significantly to the credit management or collections lifecycle
  • Applying professional judgement to credit risk, customer assessment or account strategy
  • Managing or influencing credit limits, payment terms or risk exposure
  • Monitoring and reviewing customer credit performance and risk profiles
  • Managing or maintaining customer credit files and records
  • Investigating higher-risk or higher-value customer accounts or applications
  • Contributing to the development, application or review of credit or collections policies
  • Working collaboratively with sales, finance, legal or other internal stakeholders
  • Managing relationships with third parties such as agencies, service providers or consultants
  • Using data, metrics or reporting to evaluate credit or collections effectiveness
  • Demonstrating sound commercial understanding of their organisation
  • Ensuring compliance with relevant legal, regulatory or governance frameworks

The graduate route: MCICM(Grad)

Complete a CICM Level 5 Diploma and you become eligible for MCICM(Grad), if you have also achieved a CICM Level 3 Diploma, or MCICM or FCICM through the membership experience assessment route. About the Level 5 Diploma

What to send

  • One sponsor statement, sent to your sponsor early
  • A personal statement
  • An up-to-date CV
  • Optional: up to 3 extra pieces of evidence, such as customer feedback, credit policies, or qualifications and certificates covering the criteria

£67 application fee when you apply. Once approved, £238 a year or £19.83 a month by Direct Debit.

Apply for MCICM
After you apply

What happens next

  1. Send your application

    Fill in the form, upload your evidence and pay the £67 application fee. You can save it and finish later.

  2. We review it

    The membership team checks your evidence against the MCICM criteria by hand, and gets in touch if they need anything else.

  3. Pay your membership fee

    Once approved, pay £238 a year by card, £19.83 a month by Direct Debit, or ask us to invoice your employer.

  4. Use your post-nominals

    Add MCICM to your email signature, CV and LinkedIn.

Paying for it

Get your employer to pay

Many employers cover professional membership. Share the MCICM business case with your manager, and we can invoice your employer directly.

Paying yourself? Claim tax relief

CICM is on HMRC's list of approved professional bodies, so you can usually claim tax relief on fees you pay yourself.

How to claim on GOV.UK

Where it leads

From MCICM, the next step is Fellowship: recognition for the leaders who set the standard for the profession.

  1. EssentialsYour first step into membership
  2. StudyingLooking to solidify your experience with a qualification
  3. AffiliateWhen you start working in credit or want to be involved in the industry
  4. ACICMJunior roles, by application
  5. MCICMManagerial roles, by application
  6. FCICMSenior leadership, by application

Questions

What does it cost?

You pay a £67 application fee when you apply, whether you are new to CICM or upgrading. Once your application is approved, membership is £238 a year, or £19.83 a month by Direct Debit.

What is MCICM(Grad)?

The graduate route. Complete a CICM Level 5 Diploma and you are eligible for MCICM(Grad), if you also hold a CICM Level 3 Diploma, or MCICM or FCICM through the experience route.

See the Level 5 Diploma

Who can be my sponsor?

Someone who knows your work and can vouch for your experience, such as your line manager, a client, a peer or a previous manager. Send them the sponsor declaration form early, so their statement is ready when you apply.

Sponsor declaration form

What should my personal statement cover?

How your experience meets the MCICM criteria, with examples from your own work. Use the points in How to apply above as a guide.

See the MCICM criteria

How long does the review take?

Every professional application is checked by hand against the grade criteria, so it can take a little time. We will be in touch if we need anything else from you.

I'm already a member. How do I upgrade?

Use the same application. Choose that you are a current member at the start of the form, and you only pay the £67 application fee until you are approved.

Can my employer pay?

Yes. Share the MCICM business case with your manager, and we can invoice your employer directly. Add your company address to your account so we can send the invoice.

Ready to apply?

Become an MCICM

Have your sponsor statement, personal statement and CV ready before you start, and you can apply in one go.

Apply now Ask a question

Member grade turns your experience into a credential everyone recognises. You’ve done the work, and MCICM reflects that.

Ayman - CICM Membership Team Ayman Trabelsi ACICM Membership Advisor, CICM