Understanding Financial Accounts for Risk Assessment - Workshop Programme
Unpick the mysteries of the books, by delving into financial accounts with a qualified and
experienced trainer. With a firm objective of uncovering B2B credit risk, your trainer will
guide you through the maze of assets and liabilities, ratios and performance indicators,
to give you the information you need to assess creditworthiness and flag risk. This
extensive training runs as a day course or virtually across 3 sessions.
What will you gain?
• Translated accounts language to use in credit assessment work
• Interpretation of credit risk using financial accounts, measures and ratios
• Quicker and more frequent red-flag warnings before financial loss occurs
• Competent use of credit reports
• Portfolio of key indicators to credit risk
• More robust management of higher risk accounts.
Who is it for?
Aimed at those who need a more in-depth approach to credit risk assessment. It is
particularly useful to those handling higher risk accounts and who require knowledge of
accounts and ratio interpretation to make credit decisions and recommendations.
What will it cover?
• Team objectives and importance of risk assessment
• Financial accounts categories
• Working capital and gearing
• Measuring financial performance
• Using key ratios
• Warning signs in results and trends
• Credit Report information and other key indicators
• Solutions to mitigate higher risk accounts.
