What you will gain from this training course:
- Translated accounts language to use in credit assessment work
- Interpretation of credit risk using financial accounts, measures and ratios
- Quicker and more frequent red-flag warnings before financial loss occurs
- Competent use of credit reports
- Portfolio of key indicators to credit risk
- More robust management of higher risk accounts.
Who this training course is for:
Aimed at those who need a more in-depth approach to credit risk assessment. It is particularly useful to those handling higher risk accounts and who require knowledge of accounts and ratio interpretation to make credit decisions and recommendations.
What this training course session will cover:
- What will it cover?
- Team objectives and importance of risk assessment
- Financial accounts categories
- Working capital and gearing
- Measuring financial performance
- Using key ratios
- Warning signs in results and trends
- Credit Report information and other key indicators
- Solutions to mitigate higher risk accounts.
This training session is aligned to the following CICM Professional Standards:
BS 1 Strategy and policy
BS 3 Know your customer
BS 4 Financial and data interpretation
B1 Inquiring; B3 Resolute; B5 Ethical.
